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Terms of Service

Last updated: January 2026

Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms of Service. If you do not agree, please discontinue use of the site.

Educational Purpose Only

All content, calculators, tools, and articles are provided for educational and informational purposes only and do not constitute financial, legal, or tax advice.

User Responsibility

You are solely responsible for decisions made based on information from this site. No fiduciary or advisory relationship is created.

Prohibited Use

  • Republishing content without permission
  • Commercial reuse of calculators or tools
  • Attempting to disrupt or exploit site functionality

Limitation of Liability

To the fullest extent permitted by law, we are not liable for any losses or damages arising from use of this website.

Changes

We may update these terms at any time. Continued use of the site constitutes acceptance of the updated terms.

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