Membership Savings Calculator

Estimate whether a membership (Costco, Amazon Prime, Walmart+, gym, etc.) saves you money based on your usage.

Membership fee (annual)

Tip: leave blank if unknown. You can also enter 0.

How often do you use the membership?

Average spend per use (optional)

Only needed if you’re using a % discount estimate.

Member discount (%) on that spend (optional)

Example: “members save ~5% vs non-members”.

Savings per use (optional)

Example: cheaper gas, member pricing, free shipping value per order, etc.

Extra annual benefits (optional)

Example: credit card reward boost, streaming value, coupons, rebates.

If you enter both % discount and savings per use, this calculator adds them together (since they can represent different benefits).

Estimated annual savings

$0.00

Net savings after membership fee

$0.00

Uses per year

Break-even uses per year

—

What this means

Enter your numbers and hit Calculate.